Erbi Blanco-True<\/figcaption><\/figure>\nOne of Blanco-True\u2019s many roles at GFB is to ensure the bank fulfills its community reinvestment act (CRA) requirements. The act encourages commercial banks to help meet the credit needs of low- and moderate-income neighborhoods. This includes financing affordable housing, economic development and neighborhood revitalization projects.<\/p>\n
When considering real estate projects to participate in, Blanco-True\u2019s main objective is to assure the property will benefit the residents and improve the neighborhood. For example, if a proposed shopping center in a low-income area includes a liquor store among its possible tenants, she encourages the borrower to consider alternative businesses that would better serve the residents.<\/p>\n
Talents and education prove powerful combination.<\/em><\/p>\nOne of the recent projects she financed was the rehabilitation of \u201cThe Allen\u201d in South Beach. The restoration of a derelict building in a neglected area required funding from seven sources and took three years to complete. Restored to its former splendor by a non-profit organization, the elegant Art Deco historical site offers low-income seniors a dignified place to call home.<\/p>\n